50/50 or your own split
Split evenly, or by exact amounts when one of you earns more, like 60/40 on the rent.
For couples
Share a life. Keep the money simple.
Rent, groceries, dinners out: Koti keeps track of what you share as a couple, split 50/50 or your own way, so money never turns into a conversation.
Free during the beta. No ads.
Why couples use Koti
Fair, without keeping score.
Ours, yours, mine
One grocery receipt with shared food and a few personal things? Scan it and mark the lines that are just for one of you.
Dates and dinners
Whoever pays adds it in seconds. No mental tally of who paid last time.
One number
Koti nets everything into a single balance: who owes whom, and how much.
Just the two of you
Your shared expenses are visible only to the people in your home. No ads, no selling data.
A record you both trust
Every expense keeps who paid, how it was split and the receipt photo.
Example
A month for two.
Rent split 60/40, a grocery run split by item, the rest down the middle.
- Even split, exact amounts, or line by line from a receipt
- Both of you see the same balance, all the time
- Settle up whenever it suits you, and record it in one tap
October5,985.80 MAD
Rent5,000.00Custom 60/40
Groceries540.80By item
Dinner out380.00Equal
Streaming65.00Equal
At the end of the month
FAQ
Questions
Should couples split expenses 50/50?
It depends on you. Many couples split shared costs evenly; others split in proportion to income, for example 60/40, so each pays a similar share of what they earn. Koti supports both: even splits, or exact amounts for each person.
How do we split 60/40 in Koti?
Choose Custom when you add the expense and type each share, for example 3,000 and 2,000 for 5,000 MAD of rent. Koti checks the shares add up to the total.
Can my partner see all my spending?
No. Koti only holds the shared expenses you add to your home. Your bank accounts and personal spending stay private.
Can we also use Koti with our roommates?
Each person belongs to one home at a time. If you live with roommates, put everyone in the same home; you can still split some expenses between just the two of you with a custom split.
Is Koti free?
Yes. Koti is free during the beta, with no ads.
Ready to stop doing the math?
Get Koti, invite your roommate, and add your first expense today.